Indicative terms in 24 hours · Whole-of-market across 100+ lenders · Vortex Finance is a broker, not a lender
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Whoobid property auctions

Whoobid is an online property auctioneer that runs a bespoke timed auction for each property and charges sellers 0% commission (the buyer pays the fees), offering both legally-binding sales on the fall of the hammer and an extended-timescale modern method. It uses local property experts across the UK. When you find a lot, we arrange the finance: a whole-of-market broker, not a lender, with indicative terms in 24 hours, built for the auction deadline.

Get auction finance Visit whoobid.co.uk ↗

Whoobid at a glance

  • Coverage: National — sells across the UK
  • Property types: Commercial, Land, Residential
  • Auction methods: Modern Method, Online, Timed online
  • Website: whoobid.co.uk ↗

How auction finance works for Whoobid lots

At a Whoobid auction, the hammer is an exchange of contracts: you pay a deposit on the day and complete inside the catalogue deadline, usually 28 days (20 on some lots). A standard mortgage rarely moves that fast, which is why most bidders use auction finance or a bridging loan. Bring us the lot and the catalogue before you bid and we shop a panel of 100+ lenders for an indicative offer within 24 hours, so you know your ceiling and can commit on the day.

If the lot is unmortgageable in its current state, a refurbishment or below-market-value buy, that is exactly what this finance is built for: the bridge funds the purchase now, you complete on time, then exit by refinancing onto a term mortgage or selling once works are done. We stress-test that exit first. We are a broker, not a lender, and we disclose every fee in writing before you commit.

Where Whoobid sells

Whoobid sells UK-wide. Property-auction markets we cover include:

Bidding at Whoobid? Get finance ready in 24 hours

Tell us the lot and your exit. We come back with indicative terms in 24 hours and drive valuation and solicitors to completion.

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Vortex Finance is a whole-of-market broker, not a lender, for business-purpose property finance. The finance we arrange is for business or investment purposes and is not regulated by the Financial Conduct Authority. All rates and figures shown are indicative and subject to lender approval, valuation and your circumstances.