Tools
Bridging loan calculator
Estimate your monthly and total interest in seconds. Indicative only. Final pricing depends on LTV, exit and property.
Estimate your costs
Loan amount£500,000
Monthly interest£3,750
Total interest over term£33,750
How bridging is priced
Bridging interest is quoted per month, not per year. A loan at 0.75%/month held for nine months costs roughly 6.75% of the loan in interest, plus an arrangement fee (typically 1–2%), valuation and legal costs.
The cheapest rates go to low-LTV cases with a clean, credible exit. Higher LTV, unusual property or a weaker exit pushes the rate up.
What changes the rate
- Loan-to-value (lower LTV = cheaper)
- Strength and certainty of your exit
- Property type and condition
- Regulated vs unregulated