Hayman-Joyce property auctions
Independent North Cotswold estate agent, letting agent, auctioneer and valuer with offices in Moreton-in-Marsh and Broadway; offers auctions with an initial marketing period and completion 20 working days after the sale. When you find a lot, we arrange the finance: a whole-of-market broker, not a lender, with indicative terms in 24 hours, built for the auction deadline.
Hayman-Joyce at a glance
- Coverage: Regional — Cotswolds, South West, West Midlands
- Property types: Commercial, Land, Residential
- Auction methods: Modern Method, Online
- Based in: Moreton-in-Marsh, South West
- Website: haymanjoyce.co.uk ↗
How auction finance works for Hayman-Joyce lots
At a Hayman-Joyce auction, the hammer is an exchange of contracts: you pay a deposit on the day and complete inside the catalogue deadline, usually 28 days (20 on some lots). A standard mortgage rarely moves that fast, which is why most bidders use auction finance or a bridging loan. Bring us the lot and the catalogue before you bid and we shop a panel of 100+ lenders for an indicative offer within 24 hours, so you know your ceiling and can commit on the day.
If the lot is unmortgageable in its current state, a refurbishment or below-market-value buy, that is exactly what this finance is built for: the bridge funds the purchase now, you complete on time, then exit by refinancing onto a term mortgage or selling once works are done. We stress-test that exit first. We are a broker, not a lender, and we disclose every fee in writing before you commit.
Where Hayman-Joyce sells
Property-auction markets we cover include:
Bidding at Hayman-Joyce? Get finance ready in 24 hours
Tell us the lot and your exit. We come back with indicative terms in 24 hours and drive valuation and solicitors to completion.