Black & Golds property auctions
Independent, family-run Solihull/Shirley estate agency founded in 2012 that also sells residential property at auction, listed among active West Midlands auctioneers on EIG. When you find a lot, we arrange the finance: a whole-of-market broker, not a lender, with indicative terms in 24 hours, built for the auction deadline.
Black & Golds at a glance
- Coverage: Regional — West Midlands
- Property types: Residential
- Auction methods: Modern Method
- Based in: Solihull, West Midlands
- Established: 2012
- Website: blackandgolds.co.uk ↗
How auction finance works for Black & Golds lots
At a Black & Golds auction, the hammer is an exchange of contracts: you pay a deposit on the day and complete inside the catalogue deadline, usually 28 days (20 on some lots). A standard mortgage rarely moves that fast, which is why most bidders use auction finance or a bridging loan. Bring us the lot and the catalogue before you bid and we shop a panel of 100+ lenders for an indicative offer within 24 hours, so you know your ceiling and can commit on the day.
If the lot is unmortgageable in its current state, a refurbishment or below-market-value buy, that is exactly what this finance is built for: the bridge funds the purchase now, you complete on time, then exit by refinancing onto a term mortgage or selling once works are done. We stress-test that exit first. We are a broker, not a lender, and we disclose every fee in writing before you commit.
Where Black & Golds sells
Property-auction markets we cover include:
Bidding at Black & Golds? Get finance ready in 24 hours
Tell us the lot and your exit. We come back with indicative terms in 24 hours and drive valuation and solicitors to completion.